Q. Why should I be interested?

You have worked hard for your money and deserve the most from your pensions. You can help ensure that you get a potentially higher income in retirement by reviewing your pensions on a regular basis and by making sure you are getting real growth after charges.

The income you receive from your pensions in retirement is clearly important. You need to make sure your pensions are working hard for you so that this income is maximised. Your Pension Performance Review™ will help you achieve this.

Q. What can you do for me that my existing IFA cannot?

We can put you back in control of your pensions.

In our experience, most advisers do not have a proper investment strategy for their clients’ pension investments and most people do not know what their pensions are worth, where they are invested, how they are performing and whether they are invested in line with their attitude to risk. Your Pension Performance Review™ will provide you with this information every 90 days.

Q. What exactly is a Pension Performance Review™?

The Pension Performance Review™ is an objective analysis of the value and vitality of your pensions. It includes an analysis of your investment objectives, risk profile and your expectations. Simply put, we assess the current position of your pensions and provide you with a comprehensive written report on your current situation and the full range of options available to you. If we feel your pensions are under performing or unsuitable for you, we will show you how to take back control and move towards a more secure retirement.

Q. How do you make your money if the Pension Performance Review™ is provided at no cost to me?

If you follow any recommendation that we make, we will charge a fee against your existing pension.

If you would like us to manage your pension investments on an ongoing basis we will charge a small ongoing fee against your pension fund. All fees are agreed with you in writing in advance.

Q. Could I benefit from a Pension Performance Review™?

Yes, definitely. If you are not certain of the answer to any of the following questions we can help put you back in control:

• Do you know what your pensions are worth?
• Do you know where your pensions are invested?
• Do you know what level of income you might expect to get in retirement?
• Do you know what level of investment risk you are taking?

Q. Are you just trying to get me to invest more money in a pension scheme so you make more commission?

No we are not.

The first thing to do is to get the money you already have in your pension performing properly.